As many here have said, you don't have anything to worry about if you are not in a default status. If you are, then your return will be offset and used to pay back those loans. Often, many student loan lenders will offer you a chance to go into deferment, which allows you time to get a job in which you can pay back your student loans and will keep you out of default status so that you can get your refunds and maintain a better credit rating.
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